Compare Dog Insurance Policies

A dog is a man’s best friend – so why leave their health in danger because you can’t afford to pay those expensive vet bills? At Compare Pet Care, we’ve collected together the best available dog insurance policies, making it quick and easy for you to find the type of insurance you need at a price you can afford. Get a free comparison below to be sure that your best friend is always by your side.

(Click the column titles to sort the policies in order).

Insurer & Policy Name
Vet Fees & Claim Type

Vet Fees & Claim Types

Per Condition:
Covers your pet up to the Vet Fees specified for each condition.
Per Year:
Covers your pet up to the Vet Fees specified for ALL condition.
Time Limit

Time Limit

Time limit on claiming, from start of eligible condition.

Rating

Rating

Content.

Online Discount Benefits & Extras

Churchill

Churchill

Pet Insurance

£3000 Per Condition 12 Months 2 Stars 2 Stars 20%
Show Extras

Pet Insurance

  • Best Online Pet Insurance Provider Your Money Direct Awards 2010
  • Upto £1,000 Lost Pet Adverts/Reward
Get a Quote

Churchill

Churchill

Pet Emergency

£1500 Per Condition 12 Months 2 Stars 2 Stars 20%
Show Extras

Pet Emergency

  • Best Online Pet Insurance Provider Your Money Direct Awards 2010
  • Upto £1,000 Lost Pet Adverts/Reward
Get a Quote

Debenhams

Debenhams

Silver

£4000 Per Condition Lifelong 3 Stars 3 Stars 0%
Show Extras

Silver

  • Third party liability up to £1 million for dogs
  • Can pay Vets Direct
  • Free Advice Helpline/s
Get a Quote

Argos

Argos

Platinum from £14.81

£7000 Per Year Lifelong 5 Stars 5 Stars 10%
Show Extras

Platinum

  • No pet's too old (we insure your pet up to any age)
  • Pay monthly at no extra cost!
    (Representative 0.00% APR)
  • Puppies and kittens covered from just 8 weeks
  • Lifetime cover with no limit to the length of treatment
Get a Quote

Argos

Argos

Gold from £9.89

£4000 Per Condition 12 Months 4 Stars 4 Stars 10%
Show Extras

Gold

  • No pet's too old (we insure your pet up to any age)
  • Pay monthly at no extra cost!
    (Representative 0.00% APR)
  • Puppies and kittens covered from just 8 weeks
Get a Quote

Argos

Argos

Silver from £7.95

£2500 Per Condition 12 Months 3 Stars 3 Stars 10%
Show Extras

Silver

  • No pet's too old (we insure your pet up to any age)
  • Pay monthly at no extra cost!
    (Representative 0.00% APR)
  • Puppies and kittens covered from just 8 weeks
Get a Quote

Debenhams

Debenhams

Gold

£7000 Per Condition Lifelong 4 Stars 4 Stars 0%
Show Extras

Gold

  • Third party liability up to £1 million for dogs
  • Can pay Vets Direct
  • Free Advice Helpline/s
Get a Quote

Debenhams

Debenhams

Bronze from £5.60

£2000 Per Condition Lifelong 2 Stars 2 Stars 0%
Show Extras

Bronze

  • Third party liability up to £1 million for dogs
  • Can pay Vets Direct
  • Free Advice Helpline/s
Get a Quote

Direct Line

Direct Line

Essential from £8.00

£4000 Per Condition 12 Months 3 Stars 3 Stars 15%
Show Extras

Essential

  • Can pay Vets Direct
  • Free Advice Helpline/s
  • 15% Multi-Pet Discount
  • 10% Discount when you buy online
Get a Quote

Direct Line

Direct Line

Advanced from £11.00

£6000 Per Condition Lifelong 3 Stars 3 Stars 15%
Show Extras

Advanced

  • Can pay Vets Direct
  • Free Advice Helpline/s
  • 15% Multi-Pet Discount
  • 10% Discount when you buy online
Get a Quote

Healthy Pets

Healthy Pets

Bronze

£1000 Per Condition Lifelong 2 Stars 2 Stars 20%
Show Extras

Bronze

  • All Policies are Lifelong
  • Can pay Vets Direct
  • No Maximum Age Limit
  • Featured in the Which Best Buy Pet Insurance Category
Get a Quote

Healthy Pets

Healthy Pets

Silver

£4250 Per Condition Lifelong 3 Stars 3 Stars 20%
Show Extras

Silver

  • All Policies are Lifelong
  • Can pay Vets Direct
  • No Maximum Age Limit
  • Featured in the Which Best Buy Pet Insurance Category
Get a Quote

Healthy Pets

Healthy Pets

Gold

£7500 Per Condition Lifelong 4 Stars 4 Stars 20%
Show Extras

Gold

  • All Policies are Lifelong
  • Can pay Vets Direct
  • No Maximum Age Limit
  • Featured in the Which Best Buy Pet Insurance Category
Get a Quote

Homebase

Homebase

Silver from £8.27

£3000 Per Year 12 Months 3 Stars 3 Stars 10%
Show Extras

Silver

  • Pay monthly at no extra cost
  • 10% Multi-Pet Discount
  • £1 million Third Party Liability
Get a Quote

Homebase

Homebase

Gold from £9.19

£5000 Per Year 12 Months 4 Stars 4 Stars 10%
Show Extras

Gold

  • Pay monthly at no extra cost
  • 10% Multi-Pet Discount
  • £1 million Third Party Liability
Get a Quote

Homebase

Homebase

Platinum from £12.86

£7500 Per Year Lifelong 5 Stars 5 Stars 10%
Show Extras

Platinum

  • Pay monthly at no extra cost
  • 10% Multi-Pet Discount
  • £1 million Third Party Liability
Get a Quote

Marks and Spencer

Marks and Spencer

Standard

£4000 Per Year Lifelong 3 Stars 3 Stars 15%
Show Extras

Standard

  • Free Advice Helpline/s
  • No Maximum Age Limit
  • Save 15% on new policies when you buy online (excludes renewals)
Get a Quote

Marks and Spencer

Marks and Spencer

Premier

£7000 Per Year Lifelong 5 Stars 5 Stars 15%
Show Extras

Premier

  • Free Advice Helpline/s
  • No Maximum Age Limit
  • Save 15% on new policies when you buy online (excludes renewals)
Get a Quote

Pet Plan

Pet Plan

Essential

£3000 Per Condition 12 Months 3 Stars 3 Stars 10%
Show Extras

Essential

  • Can pay Vets Direct
  • Highly Commended in the 2011 Consumer Moneyfacts Awards
  • Free Advice Helpline/s
Get a Quote

Pet Plan

Pet Plan

Classic

£7000 Per Year Lifelong 5 Stars 5 Stars 10%
Show Extras

Classic

  • Can pay Vets Direct
  • Highly Commended in the 2011 Consumer Moneyfacts Awards
  • Free Advice Helpline/s
Get a Quote

Pet Plan

Pet Plan

Ultimate

£12000 Per Year Lifelong 5 Stars 5 Stars 10%
Show Extras

Ultimate

  • Can pay Vets Direct
  • Highly Commended in the 2011 Consumer Moneyfacts Awards
  • Free Advice Helpline/s
Get a Quote

Pet Protect

Pet Protect

Lifelong Plus

£4000 Per Year Lifelong 3 Stars 3 Stars 0%
Show Extras

Lifelong Plus

  • Upto 50% off Prescribed Diet Foods
  • All Policies are Lifelong
  • Can pay Vets Direct
Get a Quote

Pet Protect

Pet Protect

Lifelong Extra

£6000 Per Year Lifelong 5 Stars 5 Stars 0%
Show Extras

Lifelong Extra

  • Upto 50% off Prescribed Diet Foods
  • All Policies are Lifelong
  • Can pay Vets Direct
Get a Quote

Sainsburys

Sainsburys

Standard

£3000 Per Condition 12 Months 3 Stars 3 Stars 25%*
Show Extras

Standard

  • Best Online Pet Insurance Provider Your Money Direct Awards 2011
  • *25% off online - introductory offer for Nectar card holders who buy online. Ends: 26th December 2013. You'll get a 20% introductory online discount if you don't have a Nectar card. Provided by Allianz Insurance plc.
Get a Quote

Sainsburys

Sainsburys

Premier

£7500 Per Condition Lifelong 3 Stars 3 Stars 25%*
Show Extras

Premier

  • Best Online Pet Insurance Provider Your Money Direct Awards 2011
  • *25% off online - introductory offer for Nectar card holders who buy online. Ends: 26th December 2013. You'll get a 20% introductory online discount if you don't have a Nectar card. Provided by Allianz Insurance plc.
Get a Quote

Co-Operative

Co-Operative

Classic from £8.18

£2000 Per Condition 12 Months 3 Stars 3 Stars 20%
Show Extras

Classic

  • Part of The Co-operative Group whose businesses have for many years championed and led the way in animal welfare
  • Pay monthly at no extra cost
  • Comprehensive dental cover
Get a Quote

Co-Operative

Co-Operative

Select Plus

£5000 Per Year Lifelong 5 Stars 5 Stars 20%
Show Extras

Select Plus

  • Part of The Co-operative Group whose businesses have for many years championed and led the way in animal welfare
  • Pay monthly at no extra cost
  • Comprehensive dental cover
Get a Quote

VetsMediCover

VetsMediCover

Pet Insurance from £28.00

£10000 Per Year Lifelong 3 Stars 3 Stars 0%
Show Extras

Pet Insurance

  • Simple, easy to understand fixed price structure
  • All Policies are Lifelong
  • Cover for Dental Treatment & Complimentary Therapy
Get a Quote

Virgin

Virgin

Accident
& Illness

£3000 Per Condition 12 Months 3 Stars 3 Stars 10%
Show Extras

Accident
& Illness

  • 15% Multi-Pet Discount
  • Free Advice Helpline/s
Get a Quote

Virgin

Virgin

Accident
& Illness Extra

£6000 Per Condition 12 Months 3 Stars 3 Stars 10%
Show Extras

Accident
& Illness Extra

  • 15% Multi-Pet Discount
  • Free Advice Helpline/s
Get a Quote

More Than

More Than

Pet Saver from £4.44

£3000 Per Condition 12 Months 2 Stars 2 Stars 20%
Show Extras

Pet Saver

  • Free Advice Helpline/s
Get a Quote

More Than

More Than

Pet Insurance

£7000 Per Condition Lifelong 3 Stars 3 Stars 20%
Show Extras

Pet Insurance

  • Free Advice Helpline/s
Get a Quote

John Lewis

John Lewis

£3500 Cover

£3500 Per Year Lifelong 3 Stars 3 Stars 0%
Show Extras

£3500 Cover

  • Recognised as the number one provider for Dog Insurance by Which?
  • Can pay Vets Direct
  • No Maximum Age Limit
  • All Policies are Lifelong
Get a Quote

John Lewis

John Lewis

£7000 Cover

£7000 Per Year Lifelong 4 Stars 4 Stars 0%
Show Extras

£7000 Cover

  • Recognised as the number one provider for Dog Insurance by Which?
  • Can pay Vets Direct
  • No Maximum Age Limit
  • All Policies are Lifelong
Get a Quote

John Lewis

John Lewis

£12000 Cover

£12000 Per Year Lifelong 5 Stars 5 Stars 0%
Show Extras

£12000 Cover

  • Recognised as the number one provider for Dog Insurance by Which?
  • Can pay Vets Direct
  • No Maximum Age Limit
  • All Policies are Lifelong
Get a Quote

Sainsburys

Sainsburys

Premier Plus

£13000 Per Condition Lifelong 3 Stars 3 Stars 25%*
Show Extras

Premier Plus

  • Best Online Pet Insurance Provider Your Money Direct Awards 2011
  • *25% off online - introductory offer for Nectar card holders who buy online. Ends: 26th December 2013. You'll get a 20% introductory online discount if you don't have a Nectar card. Provided by Allianz Insurance plc.
Get a Quote

Things to consider with Dog Insurance

Whether your dog is a boisterous and energetic puppy or an older member of the family, there are a number of distinct medical issues that can occur. In puppies, many of the most common complaints are the consequence of misadventure, including broken limbs. In older canines – just as in humans – there are several potential medical conditions including arthritis and heart disease.

Whatever the specific ailment that arises, vet bills can be expensive – and can seem even more devastating in these difficult financial times. Thankfully, with an affordable dog insurance policy, you can be covered for the medical costs of keeping your dog fit and healthy.

Most of the dog insurance policies available will pay for your vet bills up to a given figure, or for a certain period of time after a condition is diagnosed. These kinds of policy are the most affordable, but if the condition worsens or is not resolved, you ccould risk being left without coverage.

For more comprehensive cover against ongoing conditions that may last several years, a lifelong dog insurance policy covers your pet for any ongoing illnesses, these policies tend to have a more generous payout for Vets fees too.

Just about any dog insurance policy can provide you with some peace of mind that you are at least partly covered in the event of your dog becoming unwell. Unfortunately, a dog can also prove costly in other ways. Unlike cats, the law says that dogs need the express control of an owner at all times – if your dog causes injury to another person or damage to their property, you could be held personally liable. Policies with third party liability insurance provide you with coverage against this kind of expense including road related accidents.