Compare Cat Insurance Providers

Who knows, maybe cats do have 9 lives - but that doesn’t stop them from getting unwell! Why live with the worry that you could be stung with surprise vet bills at any moment? At Compare Pet Care, we bring together cat insurance policies from the most reputable insurance providers on the web, giving you a head-start in choosing the cat insurance plan that is right for you. Browse the free comparisons below to find insurance for your cat or kitten.

(Click the column titles to sort the policies in order).

Insurer & Policy Name
Vet Fees & Claim Type

Vet Fees & Claim Types

Per Condition:
Covers your pet up to the Vet Fees specified for each condition.
Per Year:
Covers your pet up to the Vet Fees specified for ALL condition.
Time Limit

Time Limit

Time limit on claiming, from start of eligible condition.

Rating

Rating

Content.

Online Discount Benefits & Extras

Churchill

Churchill

Pet Insurance

£3000 Per Condition 12 Months 2 Stars 2 Stars 20%
Show Extras

Pet Insurance

  • Best Online Pet Insurance Provider Your Money Direct Awards 2010
  • Upto £1,000 Lost Pet Adverts/Reward
Get a Quote

Churchill

Churchill

Pet Emergency

£1500 Per Condition 12 Months 2 Stars 2 Stars 20%
Show Extras

Pet Emergency

  • Best Online Pet Insurance Provider Your Money Direct Awards 2010
  • Upto £1,000 Lost Pet Adverts/Reward
Get a Quote

Aviva

Aviva

Platinum

£6500 Per Year Lifelong 5 Stars 5 Stars 10%
Show Extras

Platinum

  • Access to Pet Legal and Vet Finder help lines
  • Third party liability up to £1 million for dogs
  • All Policies are Lifelong
Get a Quote

Aviva

Aviva

Silver

£1500 Per Year Lifelong 3 Stars 3 Stars 10%
Show Extras

Silver

  • Access to Pet Legal and Vet Finder help lines
  • Third party liability up to £1 million for dogs
  • All Policies are Lifelong
Get a Quote

Aviva

Aviva

Gold

£3500 Per Year Lifelong 4 Stars 4 Stars 10%
Show Extras

Gold

  • Access to Pet Legal and Vet Finder help lines
  • Third party liability up to £1 million for dogs
  • All Policies are Lifelong
Get a Quote

Debenhams

Debenhams

Silver

£4000 Per Condition Lifelong 3 Stars 3 Stars 0%
Show Extras

Silver

  • Third party liability up to £1 million for dogs
  • Can pay Vets Direct
  • Free Advice Helpline/s
Get a Quote

Argos

Argos

Platinum from £6.94

£7000 Per Year Lifelong 5 Stars 5 Stars 5%
Show Extras

Platinum

  • Pay monthly at no extra cost
  • Pay out on over 90% of claims
  • 93% of customers recommended our cover
  • Lifetime cover for illnesses and injuries with no limit to the length of treatment
Get a Quote

Argos

Argos

Gold from £4.81

£4000 Per Condition 12 Months 4 Stars 4 Stars 5%
Show Extras

Gold

  • Pay monthly at no extra cost
  • Pay out on over 90% of claims
  • 93% of customers recommended our cover
Get a Quote

Argos

Argos

Silver from £3.95

£2500 Per Condition 12 Months 3 Stars 3 Stars 5%
Show Extras

Silver

  • Pay monthly at no extra cost
  • Pay out on over 90% of claims
  • 93% of customers recommended our cover
Get a Quote

Debenhams

Debenhams

Gold

£7000 Per Condition Lifelong 4 Stars 4 Stars 0%
Show Extras

Gold

  • Third party liability up to £1 million for dogs
  • Can pay Vets Direct
  • Free Advice Helpline/s
Get a Quote

Debenhams

Debenhams

Bronze from £4.50

£2000 Per Condition Lifelong 2 Stars 2 Stars 0%
Show Extras

Bronze

  • Third party liability up to £1 million for dogs
  • Can pay Vets Direct
  • Free Advice Helpline/s
Get a Quote

Direct Line

Direct Line

Essential from £6.00

£4000 Per Condition 12 Months 3 Stars 3 Stars 0%
Show Extras

Essential

  • Can pay Vets Direct
  • Free Advice Helpline/s
  • 15% Multi-Pet Discount
Get a Quote

Direct Line

Direct Line

Advanced

£6000 Per Condition Lifelong 3 Stars 3 Stars 0%
Show Extras

Advanced

  • Can pay Vets Direct
  • Free Advice Helpline/s
  • 15% Multi-Pet Discount
Get a Quote

Healthy Pets

Healthy Pets

Bronze

£1000 Per Condition Lifelong 2 Stars 2 Stars 20%
Show Extras

Bronze

  • All Policies are Lifelong
  • Can pay Vets Direct
  • No Maximum Age Limit
  • Featured in the Which Best Buy Pet Insurance Category
Get a Quote

Healthy Pets

Healthy Pets

Silver

£4250 Per Condition Lifelong 3 Stars 3 Stars 20%
Show Extras

Silver

  • All Policies are Lifelong
  • Can pay Vets Direct
  • No Maximum Age Limit
  • Featured in the Which Best Buy Pet Insurance Category
Get a Quote

Healthy Pets

Healthy Pets

Gold

£7500 Per Condition Lifelong 4 Stars 4 Stars 20%
Show Extras

Gold

  • All Policies are Lifelong
  • Can pay Vets Direct
  • No Maximum Age Limit
  • Featured in the Which Best Buy Pet Insurance Category
Get a Quote

Homebase

Homebase

Cat Care from £3.78

£1000 Per Year Lifelong 3 Stars 3 Stars 10%
Show Extras

Cat Care

  • Save an extra 7.5% if your cat has a micro chip, if not receive £15 towards the cost of micro chipping
  • Pay monthly at no extra cost
  • 10% Multi-Pet Discount
Get a Quote

Homebase

Homebase

Cat Care Plus from £4.57

£2500 Per Year Lifelong 4 Stars 4 Stars 10%
Show Extras

Cat Care Plus

  • Save an extra 7.5% if your cat has a micro chip, if not receive £15 towards the cost of micro chipping
  • Pay monthly at no extra cost
  • 10% Multi-Pet Discount
Get a Quote

Marks and Spencer

Marks and Spencer

Standard

£4000 Per Year Lifelong 3 Stars 3 Stars 25%
Show Extras

Standard

  • M&S Cardholders receive 250 M&S points
  • Free Advice Helpline/s
  • No Maximum Age Limit
Get a Quote

Marks and Spencer

Marks and Spencer

Premier

£7000 Per Year Lifelong 5 Stars 5 Stars 25%
Show Extras

Premier

  • M&S Cardholders receive 250 M&S points
  • Free Advice Helpline/s
  • No Maximum Age Limit
Get a Quote

Pet Plan

Pet Plan

Essential

£3000 Per Condition 12 Months 3 Stars 3 Stars 8.33%*
Show Extras

Essential

  • Can pay Vets Direct
  • Highly Commended in the 2011 Consumer Moneyfacts Awards
  • Free Advice Helpline/s
  • *First Month Free, equivalent to 8.33% discount
Get a Quote

Pet Plan

Pet Plan

Classic

£7000 Per Year Lifelong 5 Stars 5 Stars 8.33%*
Show Extras

Classic

  • Can pay Vets Direct
  • Highly Commended in the 2011 Consumer Moneyfacts Awards
  • Free Advice Helpline/s
  • *First Month Free, equivalent to 8.33% discount
Get a Quote

Pet Plan

Pet Plan

Ultimate

£12000 Per Year Lifelong 5 Stars 5 Stars 8.33%*
Show Extras

Ultimate

  • Can pay Vets Direct
  • Highly Commended in the 2011 Consumer Moneyfacts Awards
  • Free Advice Helpline/s
  • *First Month Free, equivalent to 8.33% discount
Get a Quote

Pet Protect

Pet Protect

Lifelong Plus

£4000 Per Year Lifelong 3 Stars 3 Stars 0%
Show Extras

Lifelong Plus

  • Upto 50% off Prescribed Diet Foods
  • All Policies are Lifelong
  • Can pay Vets Direct
Get a Quote

Pet Protect

Pet Protect

Lifelong Extra

£6000 Per Year Lifelong 5 Stars 5 Stars 0%
Show Extras

Lifelong Extra

  • Upto 50% off Prescribed Diet Foods
  • All Policies are Lifelong
  • Can pay Vets Direct
Get a Quote

Sainsburys

Sainsburys

Option 1

£3000 Per Condition 12 Months 1 Stars 1 Stars 20-25%
Show Extras

Option 1

  • Nectar card holders receive a 25% online discount, with non-card holders receiving a 20% discount
  • Best Online Pet Insurance Provider Your Money Direct Awards 2011
Get a Quote

Sainsburys

Sainsburys

Option 2

£7500 Per Condition Lifelong 3 Stars 3 Stars 20-25%
Show Extras

Option 2

  • Nectar card holders receive a 25% online discount, with non-card holders receiving a 20% discount
  • Double Nectar points for 2 years on Sainsburys shopping if you choose an Option 2 policy
  • Best Online Pet Insurance Provider Your Money Direct Awards 2011
Get a Quote

Co-Operative

Co-Operative

Classic from £4.84

£2000 Per Condition 12 Months 3 Stars 3 Stars 20%
Show Extras

Classic

  • Part of The Co-operative Group whose businesses have for many years championed and led the way in animal welfare
  • Pay monthly at no extra cost
  • Comprehensive dental cover
Get a Quote

Co-Operative

Co-Operative

Select Plus

£5000 Per Year Lifelong 5 Stars 5 Stars 20%
Show Extras

Select Plus

  • Part of The Co-operative Group whose businesses have for many years championed and led the way in animal welfare
  • Pay monthly at no extra cost
  • Comprehensive dental cover
Get a Quote

VetsMediCover

VetsMediCover

Pet Insurance from £17.00

£10000 Per Year Lifelong 3 Stars 3 Stars 8.33%*
Show Extras

Pet Insurance

  • *Get one extra month free when buying online (equivalent to 8.33%)
  • Simple, easy to understand fixed price structure
  • All Policies are Lifelong
  • Cover for Dental Treatment & Complimentary Therapy
Get a Quote

Virgin

Virgin

Accident
& Illness

£3000 Per Condition 12 Months 3 Stars 3 Stars 10%
Show Extras

Accident
& Illness

  • 15% Multi-Pet Discount
  • Free Advice Helpline/s
Get a Quote

Virgin

Virgin

Accident
& Illness Extra

£6000 Per Condition 12 Months 3 Stars 3 Stars 10%
Show Extras

Accident
& Illness Extra

  • 15% Multi-Pet Discount
  • Free Advice Helpline/s
Get a Quote

More Than

More Than

Pet Saver from £3.92

£3000 Per Condition 12 Months 2 Stars 2 Stars 20%
Show Extras

Pet Saver

  • Free Advice Helpline/s
Get a Quote

More Than

More Than

Pet Insurance

£7000 Per Condition Lifelong 3 Stars 3 Stars 20%
Show Extras

Pet Insurance

  • Free Advice Helpline/s
Get a Quote

John Lewis

John Lewis

£3500 Cover

£3500 Per Year Lifelong 3 Stars 3 Stars 0%
Show Extras

£3500 Cover

  • Can pay Vets Direct
  • No Maximum Age Limit
  • Pay monthly at no extra cost
  • All Policies are Lifelong
Get a Quote

John Lewis

John Lewis

£7000 Cover

£7000 Per Year Lifelong 4 Stars 4 Stars 0%
Show Extras

£7000 Cover

  • Can pay Vets Direct
  • No Maximum Age Limit
  • Pay monthly at no extra cost
  • All Policies are Lifelong
Get a Quote

John Lewis

John Lewis

£10000 Cover

£10000 Per Year Lifelong 5 Stars 5 Stars 0%
Show Extras

£10000 Cover

  • Can pay Vets Direct
  • No Maximum Age Limit
  • Pay monthly at no extra cost
  • All Policies are Lifelong
Get a Quote

Animal Friends

Animal Friends

Prime

£2000 Per Condition 12 Months 2 Stars 2 Stars 0%
Show Extras

Prime

  • The only pet insurer to give large sums from our own profits to animal charities worldwide
  • Pay monthly at 0% APR
  • One of the UKs top 10 best pet insurance providers (Datamonitor 2011)
Get a Quote

Animal Friends

Animal Friends

Superior

£2000 Per Condition Lifelong 3 Stars 3 Stars 0%
Show Extras

Superior

  • The only pet insurer to give large sums from our own profits to animal charities worldwide
  • Pay monthly at 0% APR
  • One of the UKs top 10 best pet insurance providers (Datamonitor 2011)
Get a Quote

Animal Friends

Animal Friends

Prestige

£6000 Per Condition Lifelong 4 Stars 4 Stars 0%
Show Extras

Prestige

  • The only pet insurer to give large sums from our own profits to animal charities worldwide
  • Pay monthly at 0% APR
  • One of the UKs top 10 best pet insurance providers (Datamonitor 2011)
Get a Quote

Things to consider with Cat Insurance

Although every pet owner and animal lover should invest in a good pet insurance plan, cats and kittens are particularly prone to accidents that affect their health. Their inquisitive nature around the home means that they are statistically more likely to ingest something they shouldn’t or to injure themselves as they climb around the garden making death-defying leaps from tree to tree!

Of course, cats are also particularly at risk of injury or ill health by way of the fact that they are more likely to be allowed to roam the streets without any owner supervision. Although cats are, on the whole, equipped to deal with the potential threats of being out and about, accidents do unfortunately happen.

To protect yourself from having to pay out for your cat’s health bills all at once, a cat insurance policy is a must-have. The most common policies provide cover against short-term conditions for a fixed period of time after diagnosis, and – even though these policies have strict upper limits on how much they will pay per condition – this is a very affordable way to achieve basic cover.

For protection against longer-term illnesses, particularly those that come with age, a lifelong cat insurance policy features a higher payout limit per year and can cover a condition until it is successfully resolved. Many of these policies also include added extras such as cover for advertising and offering a reward should your cat go missing.